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COHHIO's most recent successes include:

• November 4, 2008: State Issue 5, the payday lending rate cap issue, passes. Issue 5 was ballot initiative brought on by the payday lending industry to overturn a rate cap law COHHIO helped pass earlier in the year. Despite a $20 million campaign mounted by industry, COHHIO and the Yes on Issue 5 Committee won by a margin of nearly two to one.
• May, 2008: House Bill 545, the Short Term Lender Law, passes. Among other consumer protection measures, HB 545 reduces payday lending interest rates from 391 percent annualized interest to 28 percent and limits the number of payday loans allowed in a year. Industry responded with a referendum aimed at overturning the rate cap portion of the new law and lost by a wide margin.
• May, 2006: Senate Bill 185, the Ohio Homebuyers’ Protection Act, passes. For six years, COHHIO warned the Ohio legislature of the dangers of unregulated mortgage lending. SB 185 places mortgage lending under the purview of the Consumer Sales Practices Act in the office of the Attorney General and more effectively protects Ohio homebuyers from predatory lending practices.
• May, 2004: The Ohio Housing Trust Fund Fee is established. Following a long struggle for adequate, consistent funding to support the expansion and improvement of housing opportunities, a dedicated funding stream of $50 million is finally established. COHHIO advocated for additional funding for the 2006-2007 biennium, bringing the total to $53 million.